Senior Life Newspaper August 2010 : Page 11
EVERYDAY You don’t have to be very old to remem-ber when a “coupon” was something made of paper that you found in the Sunday newspaper. These days, paper isn’t the only medium for cost savers. These clever people have figured out the latest ways to make coupons work well to cut their household food costs. COUPONING QUEEN. It’s true that sometimes a product on sale without a coupon can be cheaper than it would be at the regular price with a coupon. But something on sale with a coupon is even better — and sometimes free. When combined with Catalina promotions (the promotional deals that print on the back of your grocery receipts), coupons often can be moneymakers toward the food bill. With Facebook fan sites, such as Money Saving Mom’s fan site, Web pages such as www.JillCataldo.com, and local newsgroups, most of the work already is done for you. Couponing requires very little effort for a lot of savings. — Jenn U. APP WIZARD. I use an iPhone app called “Best Value” to compare pricing, regardless of size or quantity. For example, I can compare a product in ounces with another product in pounds. The careful shopper easily can compare different units measuring length, weight or volume. I can’t wait to retire and fol-low my wife around the grocery store saying, “Why did you get that? This one CHEAPSKATE Six hints to cut grocery costs Bymary Hunt is $0.0014826 cheaper!” The app only cost 99 cents. What a bargain. — Royce B. EXPERT SOURCES. I have friends who are expert couponers. Often they post pictures on Facebook of all the groceries they bought for very little money. They use a Web site called Southern Savers. The writer researches weekly ads for Southern stores — including Publix and Walgreens — plus digital and print coupons. Then she makes a categorized list of which coupons to use for the sale items in order to get the best deals. You even can print your own customized grocery list. — Elizabeth M. PRINTING MONEY. I get permission from my employer to bring home paper that has been printed on one side. Then I use that paper in my home printer to print my online coupons. That way, all I am paying for is the ink I use, and I get three to four coupons per page, worth any amount from 50 cents to $3 per coupon. It’s like free money. — Wendy T. ANGEL FOOD. For those who cannot shop with coupons, there are excellent discounted food programs. Angel Food Ministries has smaller quantities and includes some fresh and shelf-stable items, as well. Both are excellent values, and I’m saving gas because I don’t need to go to the grocery very often. — Theresa H. SL Dementia and Elder Law www. OneSeni orPl ace. com/l egacy Mental incapacity from Alzheimer’s disease and dementia is a long painful journey for the patient as well as the patient’s family. Just as it is critical that patients and caregivers get the right health care information, it is also critical that they get the right legal and financial advice. There is no one bet-ter situated to give that advice than a qualified elder law at-torney. Elder law is a discipline of law that deals with incapacity, estate and long term care planning. Elder law at-torneys are experienced in dealing with the tough issues that patients and families often face with Alzheimer’s dis-ease and dementia. From the moment Alzheimer’s disease and dementia is di-agnosed, it is imperative that the patient and their family get their affairs in order. Incapacity planning through the use of durable powers of attorney, designations of health care sur-rogates, and living wills allows for the patient and their fam-ily to have their wishes regarding financial and health care decisions put in place. Wills and trusts may be needed for estate planning. Financial planning through the use of Medicare, Medicaid and veteran’s benefits may be neces-sary to develop a plan to pay for long term care. Elder law encompasses all of these matters. For those patients who no longer have mental capacity, a guardianship may be needed in order to get decision mak-ers in place. Successor trustees may have to be called to action to manage trust assets. Elder law attorneys routinely handle these things as well. In short, elder law attorneys can aid families and patients in navigating the financial, health care, and legal maze associated with Alzheimer’s dis-ease and dementia. William A. Johnson, P.A. Elder Law Attorney 321-253-1667 LEGACY HARBOR EVENTS FREE CONSULTATIONS Monday – Friday 9:00 a.m. – 5:00 p.m. Legacy Harbor Memory Resource Center is open to offer a one-stop source of informa-tion, education, counseling, support, and referrals. One-on-one consultations are available with a Care Manager. Appointments suggested call 253-6320. Friday, August 13 and August 27 9:00 a.m. by appointment Consultations with Aprille Roberts, MSW Brevard Alzheimer’s Foundation are available by appointment to provide FREE information and guidance for anyone dealing with memory loss or Alzheimer’s Disease, call 253-6320. MEMORY SCREENINGS Monday, August 23 1:00 p.m. – 4:30 p.m. East Central Florida Memory Clinic will perform FREE memory screenings by appointment. Call 253-6320 FREE consultations for anyone with questions related to dementia, memory loss or Alzheimer’s disease. FREE consultations for anyone with questions related to dementia, memory loss or Alzheimer’s disease. Hospice of St. Francis provides Compassionate, Professional Care for our patients... and Support for Loved Ones. Hospice of St. Francis offers these programs and services at no cost to loved ones and all Brevard County residents. • Adult Bereavement Program • North Star, Children’s Grief Support Program • Caregiver Education and Resource Program • Pet Therapy Program • Volunteer Training and Assignment Program Please call or visit our website to learn more about the programs and services we offer. www.myseniorlife.com Senior Life • AuguSt 2010 11
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