Polk Homes 12/19 : Page 1

An Advertising Product of The Ledger WHERE REAL ESTATE IS BOUGHT AND SOLD IN POLK COUNTY • WWW.POLK-HOMES.COM P HOSMES SATURDAY, DECEMBER 19, 2009 HO HO HOMES FROM ONLY $ olk 115,900 Visit us online at www.HighlandHomes.ORG CGC# 058580 *4.75 % 30-year fixed rate for USDA financing, 5.386% APR. No Down Payment, No Closing Costs, No PMI available with USDA Financing. Select inventory only. Certain conditions and restrictions apply. Rates and terms are subject to change without notice. USDA Financing is only available at select communities. See your Sales Manager for details. $8000 tax credit available for first time buyers, defined as not owning a home within the past 3 years. $6500 tax credit available for repeat home buyers. See your tax advisor for full qualifications. Must close by June 30, 2010. INSIDE: Highland Homes Success Is Way of Business Page 5 This Just In… Page 8,10 Common Area vs. Private Page 12 Winter Watering Tips Page 14 Short Sales Page 16

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